If you use your credit card a lot abroad then you might want to consider looking at one of these credit cards. Sample Terms and Conditions (PDF, 516 KB), How we use your information (PDF, 176 KB), We support you through different life events, Buying for the first time, moving or remortgaging? If you're looking for manageable monthly payments, you could look for a low rate credit card. New card features are being rolled out from today with all cards having a notch and raised dots. Credit cards. If you already hold a mortgage, credit card, savings or current account with NatWest, this deal lets you transfer that debt across to NatWest … A regular debit or credit card payment is not a direct debit or a standing order. Let's say you make a purchase using the NatWest Student Credit Card on the 1st day the month. Unlike some big high-street banks, you don’t need to be an existing customer to be eligible (with the exception of the student credit card). If you want to clear some debt, you could find a card that offers 0% on balance transfers. If you don't, we'll help you sign up easily in just 5 minutes. We'll refund the annual fee for your Reward credit card if you also have a Reward current account. To manage your personal NatWest credit card online you must be the primary card holder. Go to the NatWest website and click ‘login’ in the top right-hand corner. Remember, all our credit cards are contactless too. Take a look at our guide to credit scoring for information on credit scores. Once you’ve earned them, you’ve got options how to spend them. Rewards cards could give you an extra little something back that you otherwise wouldn’t get. Personal credit cards (24 hours a day) UK: 0800 161 5153. And this is where our Rewards are so versatile. Credit card eligibility checker Our credit card eligibility checker will let you know how likely you are to be eligible for a NatWest credit card. It's safe, secure and usually doesn’t take long. You can also earn cashback on your spending with the Reward or Reward Black credit cards. If you go over your limit we’ll charge you a fee of £12. The most common is setting up a Direct Debit. Use our step-by-step guide. We’ll contact you by email to remind you of the amount of available Rewards you’ve got to spend, and the latest offers. Then, you can repay eligible credit card purchases or expired 0% balance transfer offers between £100 and £3000 inclusive. Credit score is available once opted in through the app, to customers aged 18+ with a UK address, and is provided by TransUnion. Our free Cards OnLine management system helps you keep track of your NatWest credit and charge card balances, statements and transactions. Customer number. Want to find out more about applying online with us? The NatWest Reward Credit Card (representative 23.7% APR) is a bit of a cashback and rewards card rolled into one. Before you apply, … Make a note of it so you can log in, in the future. As a NatWest customer, your business can choose between two different credit cards: Business and Business Plus. Card number. Once you’ve set it up, the payment will be taken automatically each month. In Chrome, go to the “ Menu ” icon, then choose “ Settings “. Existing NatWest customers can transfer debt from cards that aren't held with the RBS group to enjoy 18 months of 0% interest. Pay back your purchase over a set period that suits you. If we don't need anything else from you you'll skip to step 6. We’ve got a list of selected retailers that will offer you at least 1% Rewards, such as Harvey Nichols, National Express and Europcar. We’ll show you your customer number on screen. The fee could end up being cheaper than your standard credit card interest rate. NatWest customers interested in consolidating credit card debt and getting 1.5 years of 0% interest on their balance transfer may want to check out the NatWest Balance Transfer Credit Card offer. Available to customers who have a current account, savings account, credit card or mortgage with NatWest, and are UK residents, 18+ and earning at least £10K per year. The balance transfer rate you’ll pay is on the back of your credit card statement (posted to you) or find out through Credit Card … How to stay safe when using your NatWest credit or debit card while overseas; Can I use my NatWest credit or debit card card abroad? Select your credit card, tap ‘Manage my card’, then tap ‘Report lost, stolen or damaged’. If you've received a letter and/or email from us about completing your business profile and need support in completing Your Business Profile information, please check the Reference on the … It just takes around 5 minutes. Now you need to choose a password and PIN. You may find it useful to use our credit card … Your address details for the last 3 years, Your income, outgoings and employment details, A note of any cards you wish to transfer a balance from. Yes! To apply you must have a current account, savings account or mortgage with NatWest. If you choose Sterling, NatWest won't be handling the currency conversion, so any estimate we provide using this tool won't be at our rate. It is equipped with an EMV chip and PIN encryption to prevent fraud. You can bank them, trade them or donate them to one of our chosen charities. If you’re a business owner, you could get a great deal with the Business credit card. You can use the mobile app to check your balance, set a daily or monthly budget and lock certain transaction types. However, you should always consider the interest rate costs alongside any incentives to avoid any nasty surprises. However, … Find out more about how credit cards work. To be eligible your transaction needs to be either on your latest statement or applied to your account since your last statement was produced. A regular debit or credit card payment is not a direct debit or a standing order. It takes just 2 minutes and there’s no impact on your credit score. Why use my card number? Apple Pay and Google Pay available on selected devices. Reasons to choose NatWest… There are a number of different types of credit cards on the market, which can be overwhelming, so we’ve created a handy credit cards guide to help you out. I have just received a letter from NatWest to tell me they are no longer offering Visa credit cards, and will replace mine with a Mastercard. How to apply for the NatWest Credit Card. Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible. Some other important details you should be aware of. Online Banking allows you to control your finances from wherever you have internet access. If you use your credit card a lot abroad then you might want to consider looking at one of these credit cards. Managing your credit card and keeping safe should be simple. About this credit card. What’s the difference between a rewards credit card and a cash back credit card? NatWest supports a range of businesses and our business credit card provides instant access to finance. Chris Lilly Updated Dec 11, 2020. To apply, you must hold a current account, savings account, credit card or mortgage with NatWest, be a UK resident, aged 18+ and earning at least £10K per year. Your actual credit limit and APR may vary depending on our credit assessment of you. Pay using Mobile App The following options are available for current account holders, if you are a credit card only customer please arrange a payment through your own bank. And 0.25% back everywhere else, including supermarket petrol stations, Annual fee applies - but we'll refund it if you have a Reward current account, Manage your card wherever, whenever with the NatWest mobile app (Criteria applies). A good way to avoid going over your limit is to log onto NatWest Online Banking or fire up our mobile app and check your balance before you make your next card purchase.